What To Expect

Introductory Interview

• Meet the Cottonwood Team
• What Cottonwood Capital Offers
• Fees & Expenses
• Client Review Process
• Discuss Expectations

Financial Planning Process

• Discovery Meeting
  • Current Income
  • Expectations / Fears
  • Retirement Income / Savings
  • Investment Assets / Other Assets
  • Liabilities
  • Insurance Coverage
  • Retirement Goals (Basic Needs, Healthcare, etc…)
  • Risk Analysis
• Plan Review
  • Probability of Success
  • Identify Modifications
  • Agree to a Plan
  • Provide Financial Plan Portal

Initiate Plan Directive

• Open Investment Accounts
• Establish Savings Plan
• Allocate / Rebalance Investments According to Plan
• Initiate Insurance Applications

Ongoing Advice and Support

• Periodic Client Review
• Provide Client Account Portal
• Semi-Annual Investment Due Diligence
• Semi-Annual Investment Rebalance
• Monitor & Execute Cash Flow Activity