What To Expect
Introductory Interview
- Meet the Cottonwood Team
- What Cottonwood Capital Offers
- Fees & Expenses
- Client Review Process
- Discuss Expectations
Financial Planning Process
- Discovery Meeting
- Current Income
- Expectations / Fears
- Retirement Income / Savings
- Investment Assets / Other Assets
- Liabilities
- Insurance Coverage
- Retirement Goals (Basic Needs, Healthcare, etc…)
- Risk Analysis
- Plan Review
- Probability of Success
- Identify Modifications
- Agree to a Plan
- Provide Financial Plan Portal
Initiate Plan Directive
- Open Investment Accounts
- Establish Savings Plan
- Allocate / Rebalance Investments According to Plan
- Initiate Insurance Applications
Ongoing Advice and Support
- Periodic Client Review
- Provide Client Account Portal
- Semi-Annual Investment Due Diligence
- Semi-Annual Investment Rebalance
- Monitor & Execute Cash Flow Activity